About PlanMyRetirement

Our mission is to make confident retirement accessible to everyone

Built by People Who've Seen What Happens Without a Plan

PlanMyRetirement was founded in 2006 by a group of financial advisors who kept seeing the same story play out: hardworking people reaching their 60s without a clear plan, scrambling to make up for lost time.

We built this firm to fix that. Our approach is personal, transparent, and fiduciary — meaning we're legally and ethically obligated to put your interests first, always.

Today, we serve over 12,000 clients across the country, helping people from their 30s through their 80s navigate every phase of the retirement journey.

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Fiduciary First

Your best interest is our only interest. We don't earn commissions — ever.

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Radical Transparency

Clear fees, honest projections, and no financial jargon without explanation.

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Human-Centered

Every client gets a real advisor, not an algorithm. Real conversations, real guidance.

Meet Your Advisors

Our team of CFPs, CPAs, and retirement specialists brings decades of combined experience to your plan.

MH

Margaret Holloway, CFP®

Founder & Lead Advisor

25+ years in retirement planning. Former VP at Vanguard. Specializes in income planning and tax efficiency.

DK

David Kim, CPA, CFP®

Tax Strategy Director

Expert in Roth conversions, RMD strategies, and tax-efficient withdrawal planning for high-net-worth retirees.

SP

Sandra Peters, RICP®

Retirement Income Specialist

Focuses on Social Security optimization, annuities, and pension analysis to maximize lifetime income.

JR

James Rodriguez, CFP®

Investment Strategist

Portfolio management, risk analysis, and long-term asset allocation for clients across all life stages.

Trusted, Credentialed, and Independent

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SEC Registered

Registered Investment Advisor with the U.S. Securities and Exchange Commission.

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CFP® Certified

All lead advisors hold the CFP® designation — the gold standard in financial planning.

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Fiduciary Standard

We operate as fee-only fiduciaries — no commissions, no conflicts of interest.

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Award-Winning

Recognized by Forbes, Investopedia, and NAPFA as a top retirement planning firm.

Want to Talk With One of Our Advisors?

Your first consultation is always free. No commitment, no hard sell.

Book Your Free Consultation